Northwest Housing Services, LLC

We've got what you need!

As owner of Northwest Housing Services, LLC for 15 years, I have been in the manufactured housing business for over 30 years.

As a broker I have access to many lending programs for buyers or current owners who wish to refinance their existing home loan. My goal is to provide buyers/owners with the best possible service.

Mortgage Broker/Consumer Loan Licensee Licensing

NMLS #20512
Idaho Mortgage Broker License MBL-2489
Washington Consumer Loan License 520-CL-50918
Oregon Mortgage Broker License ML-4934

Mortgage Loan Originator Licensing

NMLS #29491
Idaho Mortgage Loan Originator License MLO-10207
Washington Mortgage Loan Originator License MLO-29491
OregonMortgage Loan Originator License ML-4934

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General Info

Available Programs

Standard Program

5%-20% down payment minimum depending on age of home, value of home, and credit history.

20-25 year term for multi-sections, 15-20 year term for single-sections - maximum. Minimum credit score of 575. An appraisal may be required. Loan term for single wides is 12-20 years. Minimum loan amount of $40,000.

Secondary Home Program

Available to select buyers who currently own a home. Second home must be located over 50 miles from current home depending on lender. Down payment range is 10-20%. Minimum Credit Score 700.

Home Only Loans

What is it?

Home Only Loan allows you to purchase a new or pre-owned home and place it on land you or someone else already owns, including manufactured home parks or leased property. Flexible terms, down payment and monthly payment options.

Details

Single-section and multi-section home financing is available. The minimum term for a Home Loan is 10 years. Flexible down payment options are available for qualified buyers. Pre-owned home financing is available for homes 6/15/1976 and newer.

Advantage

Quick turn around on all credit decisions so you can purchase your home as quickly as possible. Flexible terms are available for both new and pre-owned homes. Home Loans are available for vacation homes as well.

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