Northwest Housing Services, LLC

Your northwest connection for manufactured housing loans.

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We've got what you need!

As owner of Northwest Housing Services, LLC for 15 years, I have been in the manufactured housing business for over 30 years.

As a broker I have access to many lending programs for buyers or current owners who wish to refinance their existing home loan. My goal is to provide buyers/owners with the best possible service.

Mortgage Broker/Consumer Loan Licensee Licensing

NMLS #20512
Idaho Mortgage Broker License MBL-2489
Washington Consumer Loan License 520-CL-50918
Oregon Mortgage Broker License ML-4934

Mortgage Loan Originator Licensing

NMLS #29491
Idaho Mortgage Loan Originator License MLO-10207
Washington Mortgage Loan Originator License MLO-29491
OregonMortgage Loan Originator License ML-4934


General Info

Available Programs

Standard Program

5%-20% down payment minimum depending on age of home, value of home, and credit history.

20-25 year term for multi-sections, 15-20 year term for single-sections - maximum. Minimum credit score of 575. An appraisal may be required. Loan term for single wides is 12-20 years. Minimum loan amount of $40,000.

Secondary Home Program

Available to select buyers who currently own a home. Second home must be located over 50 miles from current home depending on lender. Down payment range is 10-20%. Minimum Credit Score 700.

Home Only Loans

What is it?

Home Only Loan allows you to purchase a new or pre-owned home and place it on land you or someone else already owns, including manufactured home parks or leased property. Flexible terms, down payment and monthly payment options.


Single-section and multi-section home financing is available. The minimum term for a Home Loan is 10 years. Flexible down payment options are available for qualified buyers. Pre-owned home financing is available for homes 6/15/1976 and newer.


Quick turn around on all credit decisions so you can purchase your home as quickly as possible. Flexible terms are available for both new and pre-owned homes. Home Loans are available for vacation homes as well.

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The State Regulatory Registry LLC ("SRR") collects, compiles, organizes, indexes, digitally converts and maintains regulatory information from registered and licensed persons, registered firms, government agencies and other sources and maintains information in the proprietary Nationwide Mortgage Licensing System and Registry (NMLS) system. SRR releases such information through NMLS Consumer AccessSM, which provides information from the NMLS system to the public. Your access to NMLS Consumer AccessSM information provided through SRR's NMLS database and system does not transfer any rights in NMLS, NMLS Consumer AccessSM or related technologies to you.

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Rick Budahl

Let's Get In Touch!

12360 Landau Way
Nampa, ID 83686

(208) 467-9144
Fax: (208) 461-8230

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