As owner of Northwest Housing Services, LLC for 15 years, I have been in the manufactured housing business for over 30 years.
As a broker I have access to many lending programs for buyers or current owners who wish to refinance their existing home loan. My goal is to provide buyers/owners with the best possible service.
Idaho Mortgage Broker License MBL-2489
Washington Consumer Loan License 520-CL-50918
Oregon Mortgage Broker License ML-4934
Idaho Mortgage Loan Originator License MLO-10207
Washington Mortgage Loan Originator License MLO-29491
OregonMortgage Loan Originator License ML-4934
5%-10% down payment minimum depending on age of home, value of home, and credit history.
20 year term for multi-sections, 15 year term for single-sections - maximum. Minimum credit score of 640. An appraisal may be required. Minimum Loan Term is 5 years. Minimum loan amount of $20,000.
Available to select buyers who currently own a home. Second home must be located over 50 miles from current home depending on lender. Minimum down payment is only 20%. Minimum Credit Score 700.
Home Only Loan allows you to purchase a new or pre-owned home and place it on land you or someone else already owns, including manufactured home parks or leased property. Flexible terms, down payment and monthly payment options.
Single-section and multi-section home financing is available. The minimum term for a Home Loan is 60 months. Flexible down payment options are available for qualified buyers. Pre-owned home financing is available for homes 6/15/1976 and newer.
Quick turn around on all credit decisions so you can purchase your home as quickly as possible. Flexible terms are available for both new and pre-owned homes. Home Loans are available for vacation homes as well.
The State Regulatory Registry LLC ("SRR") collects, compiles, organizes, indexes, digitally converts and maintains regulatory information from registered and licensed persons, registered firms, government agencies and other sources and maintains information in the proprietary Nationwide Mortgage Licensing System and Registry (NMLS) system. SRR releases such information through NMLS Consumer AccessSM, which provides information from the NMLS system to the public. Your access to NMLS Consumer AccessSM information provided through SRR's NMLS database and system does not transfer any rights in NMLS, NMLS Consumer AccessSM or related technologies to you.Verify License
12360 Landau Way
Nampa, ID 83686
Toll Free: (877) 467-9144
Cell: (208) 869-9392
Fax: (208) 461-8230